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Q: How long should I wait before I start to worry?

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Written by Riju

Payment Method

Typical Arrival

Cut-off Time

Processing Days

SEPA Instant

Within 10 minute

24/7 (no cut-off)

Any day, any time

SEPA Credit Transfer

Next business day

~16:00 CET / local bank

Mon–Fri only

Faster Payments (UK)

Within 2 hours

Typically instant

24/7 (most banks)

If your transfer is still unconfirmed beyond the expected time, please contact your bank.

If the delay exceeds 4 hours and the status remains unclear, call or message your bank and ask the specific questions listed in Section 3. Make sure to note down any payment reference number or UETR they provide.

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